loan rates

Effective July 3, 2008

Product	Terms	APR*	Sample Payments
Automobiles & Motorcycles	Up to 84 months	as low as 5.69%	For 60 months: $19.20/$1,000 borrowed at 5.69% APR; for 78 months: $15.85/$1,000 borrowed at 6.69% APR or $21.67/$1,000 borrowed at 17.69% APR; for 84 months: $15.19/$1,000 borrowed at 7.19% APR or $16.09/$1,000 borrowed at 9.79% APR.
Boats & RVs	Up to 10 years	as low as 8.99%	For 48 months: $24.89/$1,000 borrowed at 8.99% APR; for 60 months: $21.01/$1,000 borrowed at 9.49% APR; for 120 months: $3.80/$1,000 borrowed at 10.49% APR.
Signature Plus Line of Credit		12.90%
Visa		as low as 12.90%
"Partner for Charity" Visa		as low as 5.00%	2% of balance or $20.00, which ever is greater.
Secured Visa		13.00%
Unsecured Fixed Rate	Up to 4 years	13.90%	$27.29/$1,000 borrowed at 13.90% APR for 4 years.
100% Savings Secured
- Certificate Secured	Up to Certificate maturity date	Certificate Rate +3.00%
- Regular Savings Secured	Up to $10,000 - up to 60 mos $10,001-$25,000 - up to 84 mos $25,000+ - up to 120 mos	3.50%	For 60 months: $18.33/$1,000 borrowed; for 84 months: $13.58/$1,000 borrowed; for 120 months: $10.04/$1,000 borrowed.

If you are interested in driving your dream, just click here to let us know or call us and speak with a Telephone Services associate at 916.985.6700 or 800.669.1313 (outside 916).

*APR is Annual Percentage Rate. Rates subject to change. For vehicle loans, rates may be increased for terms greater than the minimum. Rates vary with amount financed, term and your credit history. Some restrictions apply.